Call reports 2007
PRIOR LAKE STATE BANK — 2007
What PRIOR LAKE STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 169,748,000 | 161,716,000 | 172,675,000 | 167,648,000 |
| Total loans | 128,465,000 | 129,430,000 | 126,171,000 | 128,070,000 |
| Allowance for loan losses | 1,935,000 | 1,982,000 | 2,036,000 | 2,075,000 |
| Securities available for sale | 19,225,000 | 20,747,000 | 27,377,000 | 28,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,064,000 | 139,829,000 | 149,778,000 | 143,542,000 |
| Interest-bearing deposits | 129,232,000 | 124,700,000 | 139,194,000 | 132,643,000 |
| Noninterest-bearing deposits | 18,832,000 | 15,129,000 | 10,584,000 | 10,899,000 |
| Equity capital | 20,310,000 | 20,365,000 | 20,986,000 | 22,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,023,000 | 6,120,000 | 9,240,000 | 12,193,000 |
| Interest expense | 883,000 | 1,812,000 | 2,715,000 | 3,795,000 |
| Net interest income | 2,140,000 | 4,308,000 | 6,525,000 | 8,398,000 |
| Noninterest income | 216,000 | 442,000 | 681,000 | 902,000 |
| Noninterest expense | 1,079,000 | 2,149,000 | 3,385,000 | 4,068,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 210,000 |
| Pretax income | 1,232,000 | 2,511,000 | 3,686,000 | 5,022,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,232,000 | 2,511,000 | 3,686,000 | 5,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,396,000 | 20,475,000 | 21,050,000 | 22,386,000 |
| Total capital | 22,182,000 | 22,252,000 | 22,833,000 | 24,174,000 |
| Risk-weighted assets | 142,009,000 | 141,287,000 | 141,861,000 | 142,222,000 |