Call reports 2003
PRIOR LAKE STATE BANK — 2003
What PRIOR LAKE STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 127,252,000 | 131,252,000 | 144,041,000 | 147,774,000 |
| Total loans | 89,441,000 | 90,501,000 | 89,150,000 | 91,423,000 |
| Allowance for loan losses | 1,302,000 | 1,345,000 | 1,325,000 | 1,343,000 |
| Securities available for sale | 24,358,000 | 25,247,000 | 25,863,000 | 25,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,392,000 | 115,194,000 | 127,884,000 | 131,458,000 |
| Interest-bearing deposits | 85,024,000 | 84,527,000 | 94,992,000 | 95,059,000 |
| Noninterest-bearing deposits | 26,368,000 | 30,667,000 | 32,892,000 | 36,399,000 |
| Equity capital | 14,793,000 | 14,887,000 | 15,156,000 | 15,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,787,000 | 3,514,000 | 5,278,000 | 7,015,000 |
| Interest expense | 275,000 | 544,000 | 774,000 | 1,005,000 |
| Net interest income | 1,512,000 | 2,970,000 | 4,504,000 | 6,010,000 |
| Noninterest income | 402,000 | 817,000 | 1,194,000 | 1,513,000 |
| Noninterest expense | 918,000 | 1,839,000 | 2,879,000 | 3,962,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 951,000 | 1,841,000 | 2,667,000 | 3,364,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 951,000 | 1,841,000 | 2,667,000 | 3,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,197,000 | 14,409,000 | 14,876,000 | 15,573,000 |
| Total capital | 15,491,000 | 15,714,000 | 16,201,000 | 16,916,000 |
| Risk-weighted assets | 103,513,000 | 104,344,000 | 106,656,000 | 108,912,000 |