Call reports 2002
PRIOR LAKE STATE BANK — 2002
What PRIOR LAKE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 122,674,000 | 128,019,000 | 132,701,000 | 129,835,000 |
| Total loans | 73,634,000 | 79,234,000 | 82,696,000 | 90,248,000 |
| Allowance for loan losses | 1,271,000 | 1,297,000 | 1,328,000 | 1,264,000 |
| Securities available for sale | 28,159,000 | 26,856,000 | 28,523,000 | 26,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,225,000 | 114,000,000 | 117,526,000 | 114,515,000 |
| Interest-bearing deposits | 82,607,000 | 85,517,000 | 89,576,000 | 90,575,000 |
| Noninterest-bearing deposits | 26,619,000 | 28,483,000 | 27,950,000 | 23,940,000 |
| Equity capital | 12,579,000 | 13,113,000 | 14,165,000 | 14,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,743,000 | 3,524,000 | 5,337,000 | 7,205,000 |
| Interest expense | 360,000 | 675,000 | 981,000 | 1,272,000 |
| Net interest income | 1,383,000 | 2,849,000 | 4,356,000 | 5,933,000 |
| Noninterest income | 319,000 | 690,000 | 1,132,000 | 1,588,000 |
| Noninterest expense | 867,000 | 1,809,000 | 2,771,000 | 3,678,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 270,000 |
| Pretax income | 805,000 | 1,668,000 | 2,625,000 | 3,571,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 805,000 | 1,668,000 | 2,625,000 | 3,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,453,000 | 12,960,000 | 13,560,000 | 14,506,000 |
| Total capital | 13,541,000 | 14,152,000 | 14,801,000 | 15,770,000 |
| Risk-weighted assets | 86,888,000 | 95,289,000 | 99,227,000 | 104,505,000 |