Call reports 2001
PRIOR LAKE STATE BANK — 2001
What PRIOR LAKE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 105,957,000 | 116,688,000 | 121,530,000 | 123,128,000 |
| Total loans | 71,528,000 | 74,496,000 | 78,183,000 | 75,503,000 |
| Allowance for loan losses | 1,199,000 | 1,220,000 | 1,231,000 | 1,250,000 |
| Securities available for sale | 18,341,000 | 19,896,000 | 26,279,000 | 30,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,855,000 | 103,387,000 | 107,472,000 | 108,778,000 |
| Interest-bearing deposits | 70,926,000 | 81,088,000 | 82,951,000 | 80,905,000 |
| Noninterest-bearing deposits | 21,929,000 | 22,299,000 | 24,521,000 | 27,873,000 |
| Equity capital | 11,918,000 | 12,052,000 | 12,655,000 | 13,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,143,000 | 4,223,000 | 6,224,000 | 8,032,000 |
| Interest expense | 720,000 | 1,393,000 | 2,004,000 | 2,456,000 |
| Net interest income | 1,423,000 | 2,830,000 | 4,220,000 | 5,576,000 |
| Noninterest income | 281,000 | 545,000 | 815,000 | 1,238,000 |
| Noninterest expense | 839,000 | 1,713,000 | 2,673,000 | 3,403,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 835,000 | 1,602,000 | 2,272,000 | 3,291,000 |
| Income tax | 89,000 | 174,000 | 176,000 | 6,000 |
| Net income | 746,000 | 1,428,000 | 2,096,000 | 3,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,861,000 | 11,884,000 | 12,225,000 | 13,238,000 |
| Total capital | 12,916,000 | 13,011,000 | 13,377,000 | 14,334,000 |
| Risk-weighted assets | 84,285,000 | 90,073,000 | 92,091,000 | 87,511,000 |