Call reports 2016
MANOR BANK — 2016
What MANOR BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 29,402,000 | 29,738,000 | 40,384,000 | 32,211,000 |
| Total loans | 17,544,000 | 18,037,000 | 19,010,000 | 20,177,000 |
| Allowance for loan losses | 130,000 | 130,000 | 130,000 | 130,000 |
| Securities available for sale | 6,942,000 | 6,412,000 | 6,169,000 | 5,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,420,000 | 26,961,000 | 37,622,000 | 28,478,000 |
| Interest-bearing deposits | 19,207,000 | 20,807,000 | 21,401,000 | 20,469,000 |
| Noninterest-bearing deposits | 7,213,000 | 6,154,000 | 16,221,000 | 8,009,000 |
| Equity capital | 2,944,000 | 2,730,000 | 2,687,000 | 2,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 240,000 | 482,000 | 725,000 | 985,000 |
| Interest expense | 6,000 | 13,000 | 21,000 | 30,000 |
| Net interest income | 234,000 | 469,000 | 704,000 | 955,000 |
| Noninterest income | 18,000 | 27,000 | 44,000 | 69,000 |
| Noninterest expense | 344,000 | 850,000 | 1,162,000 | 1,508,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -92,000 | -333,000 | -393,000 | -463,000 |
| Income tax | -14,000 | -50,000 | -59,000 | -70,000 |
| Net income | -78,000 | -283,000 | -334,000 | -393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,769,000 | 2,564,000 | 2,518,000 | 2,417,000 |
| Total capital | 2,899,000 | 2,694,000 | 2,648,000 | 2,547,000 |
| Risk-weighted assets | 14,862,000 | 14,782,000 | 17,456,000 | 16,624,000 |