Call reports 2015
MANOR BANK — 2015
What MANOR BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 28,985,000 | 30,000,000 | 31,598,000 | 30,381,000 |
| Total loans | 15,791,000 | 16,338,000 | 17,084,000 | 17,360,000 |
| Allowance for loan losses | 110,000 | 110,000 | 120,000 | 130,000 |
| Securities available for sale | 7,620,000 | 7,294,000 | 7,103,000 | 7,026,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,751,000 | 26,825,000 | 28,417,000 | 27,376,000 |
| Interest-bearing deposits | 19,157,000 | 20,147,000 | 20,827,000 | 20,559,000 |
| Noninterest-bearing deposits | 6,594,000 | 6,678,000 | 7,590,000 | 6,817,000 |
| Equity capital | 3,191,000 | 3,127,000 | 3,114,000 | 2,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 234,000 | 473,000 | 713,000 | 950,000 |
| Interest expense | 6,000 | 13,000 | 19,000 | 26,000 |
| Net interest income | 228,000 | 460,000 | 694,000 | 924,000 |
| Noninterest income | 17,000 | 35,000 | 54,000 | 74,000 |
| Noninterest expense | 240,000 | 506,000 | 791,000 | 1,127,000 |
| Provision for loan losses | 5,000 | 5,000 | 15,000 | 68,000 |
| Pretax income | 0 | -16,000 | -58,000 | -132,000 |
| Income tax | 0 | -3,000 | -9,000 | -21,000 |
| Net income | 0 | -13,000 | -49,000 | -111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,989,000 | 2,978,000 | 2,936,000 | 2,868,000 |
| Total capital | 3,099,000 | 3,088,000 | 3,056,000 | 2,998,000 |
| Risk-weighted assets | 13,586,000 | 13,485,000 | 14,655,000 | 14,767,000 |