Call reports 2013
MANOR BANK — 2013
What MANOR BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 23,785,000 | 25,496,000 | 25,616,000 | 25,815,000 |
| Total loans | 11,879,000 | 12,117,000 | 12,480,000 | 13,492,000 |
| Allowance for loan losses | 47,000 | 47,000 | 55,000 | 77,000 |
| Securities available for sale | 5,445,000 | 5,717,000 | 6,955,000 | 7,392,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,271,000 | 23,096,000 | 22,886,000 | 22,729,000 |
| Interest-bearing deposits | 17,860,000 | 17,133,000 | 16,608,000 | 16,587,000 |
| Noninterest-bearing deposits | 3,411,000 | 5,963,000 | 6,278,000 | 6,142,000 |
| Equity capital | 2,466,000 | 2,345,000 | 2,645,000 | 3,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 196,000 | 388,000 | 590,000 | 804,000 |
| Interest expense | 6,000 | 12,000 | 18,000 | 24,000 |
| Net interest income | 190,000 | 376,000 | 572,000 | 780,000 |
| Noninterest income | 16,000 | 36,000 | 55,000 | 76,000 |
| Noninterest expense | 226,000 | 449,000 | 689,000 | 948,000 |
| Provision for loan losses | 0 | 0 | 8,000 | 37,000 |
| Pretax income | -20,000 | -37,000 | -48,000 | -107,000 |
| Income tax | -3,000 | -6,000 | -7,000 | -13,000 |
| Net income | -17,000 | -31,000 | -41,000 | -94,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,253,000 | 2,239,000 | 2,629,000 | 3,083,000 |
| Total capital | 2,300,000 | 2,286,000 | 2,684,000 | 3,160,000 |
| Risk-weighted assets | 10,356,000 | 10,752,000 | 10,882,000 | 11,586,000 |