Call reports 2012
MANOR BANK — 2012
What MANOR BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 24,156,000 | 24,292,000 | 24,009,000 | 23,814,000 |
| Total loans | 10,452,000 | 10,315,000 | 12,321,000 | 12,110,000 |
| Allowance for loan losses | 39,000 | 41,000 | 45,000 | 47,000 |
| Securities available for sale | 7,438,000 | 7,218,000 | 6,843,000 | 6,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,105,000 | 21,748,000 | 21,467,000 | 21,262,000 |
| Interest-bearing deposits | 15,825,000 | 16,184,000 | 15,647,000 | 15,739,000 |
| Noninterest-bearing deposits | 5,280,000 | 5,564,000 | 5,820,000 | 5,523,000 |
| Equity capital | 2,440,000 | 2,448,000 | 2,444,000 | 2,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 214,000 | 426,000 | 640,000 | 847,000 |
| Interest expense | 16,000 | 40,000 | 47,000 | 54,000 |
| Net interest income | 198,000 | 386,000 | 593,000 | 793,000 |
| Noninterest income | 15,000 | 33,000 | 49,000 | 66,000 |
| Noninterest expense | 212,000 | 428,000 | 644,000 | 858,000 |
| Provision for loan losses | 0 | 2,000 | 6,000 | 8,000 |
| Pretax income | 1,000 | 5,000 | 8,000 | 9,000 |
| Income tax | 0 | 1,000 | 0 | -41,000 |
| Net income | 1,000 | 4,000 | 8,000 | 50,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,221,000 | 2,224,000 | 2,228,000 | 2,254,000 |
| Total capital | 2,260,000 | 2,265,000 | 2,273,000 | 2,301,000 |
| Risk-weighted assets | 11,292,000 | 10,223,000 | 10,640,000 | 10,455,000 |