Call reports 2011
MANOR BANK — 2011
What MANOR BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 22,414,000 | 22,823,000 | 23,553,000 | 24,035,000 |
| Total loans | 9,396,000 | 9,464,000 | 9,725,000 | 10,485,000 |
| Allowance for loan losses | 18,000 | 20,000 | 35,000 | 39,000 |
| Securities available for sale | 7,364,000 | 7,747,000 | 7,803,000 | 7,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,103,000 | 19,385,000 | 20,013,000 | 20,516,000 |
| Interest-bearing deposits | 15,084,000 | 15,288,000 | 15,434,000 | 15,534,000 |
| Noninterest-bearing deposits | 4,019,000 | 4,097,000 | 4,579,000 | 4,982,000 |
| Equity capital | 2,226,000 | 2,339,000 | 2,424,000 | 2,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 205,000 | 417,000 | 630,000 | 850,000 |
| Interest expense | 23,000 | 46,000 | 68,000 | 86,000 |
| Net interest income | 182,000 | 371,000 | 562,000 | 764,000 |
| Noninterest income | 14,000 | 32,000 | 48,000 | 63,000 |
| Noninterest expense | 219,000 | 434,000 | 649,000 | 885,000 |
| Provision for loan losses | 1,000 | 3,000 | 18,000 | 22,000 |
| Pretax income | -24,000 | -34,000 | -57,000 | -80,000 |
| Income tax | -4,000 | -11,000 | -14,000 | -18,000 |
| Net income | -20,000 | -23,000 | -43,000 | -62,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,264,000 | 2,261,000 | 2,240,000 | 2,220,000 |
| Total capital | 2,282,000 | 2,281,000 | 2,275,000 | 2,259,000 |
| Risk-weighted assets | 9,876,000 | 10,825,000 | 10,672,000 | 11,235,000 |