Call reports 2010
MANOR BANK — 2010
What MANOR BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 19,935,000 | 21,217,000 | 20,917,000 | 21,848,000 |
| Total loans | 7,744,000 | 8,580,000 | 8,783,000 | 9,123,000 |
| Allowance for loan losses | 16,000 | 15,000 | 16,000 | 17,000 |
| Securities available for sale | 7,239,000 | 6,200,000 | 6,614,000 | 6,731,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,421,000 | 17,638,000 | 17,333,000 | 18,460,000 |
| Interest-bearing deposits | 13,358,000 | 13,820,000 | 13,718,000 | 14,699,000 |
| Noninterest-bearing deposits | 3,063,000 | 3,818,000 | 3,615,000 | 3,761,000 |
| Equity capital | 2,399,000 | 2,442,000 | 2,452,000 | 2,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 196,000 | 389,000 | 592,000 | 801,000 |
| Interest expense | 33,000 | 63,000 | 91,000 | 117,000 |
| Net interest income | 163,000 | 326,000 | 501,000 | 684,000 |
| Noninterest income | 12,000 | 27,000 | 41,000 | 57,000 |
| Noninterest expense | 222,000 | 459,000 | 681,000 | 917,000 |
| Provision for loan losses | 0 | 1,000 | 2,000 | 3,000 |
| Pretax income | -47,000 | -37,000 | -71,000 | -109,000 |
| Income tax | -7,000 | -19,000 | -24,000 | -30,000 |
| Net income | -40,000 | -18,000 | -47,000 | -79,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,344,000 | 2,366,000 | 2,335,000 | 2,286,000 |
| Total capital | 2,360,000 | 2,381,000 | 2,351,000 | 2,303,000 |
| Risk-weighted assets | 8,475,000 | 8,533,000 | 8,715,000 | 9,604,000 |