Call reports 2009
MANOR BANK — 2009
What MANOR BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 18,868,000 | 18,821,000 | 19,292,000 | 19,139,000 |
| Total loans | 6,620,000 | 6,690,000 | 7,534,000 | 7,720,000 |
| Allowance for loan losses | 15,000 | 16,000 | 16,000 | 16,000 |
| Securities available for sale | 8,250,000 | 7,052,000 | 7,374,000 | 6,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,167,000 | 15,202,000 | 15,583,000 | 15,590,000 |
| Interest-bearing deposits | 12,200,000 | 12,307,000 | 12,452,000 | 12,693,000 |
| Noninterest-bearing deposits | 2,967,000 | 2,895,000 | 3,131,000 | 2,897,000 |
| Equity capital | 2,560,000 | 2,478,000 | 2,552,000 | 2,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 204,000 | 397,000 | 595,000 | 796,000 |
| Interest expense | 44,000 | 87,000 | 126,000 | 160,000 |
| Net interest income | 160,000 | 310,000 | 469,000 | 636,000 |
| Noninterest income | 15,000 | 28,000 | 43,000 | 56,000 |
| Noninterest expense | 155,000 | 317,000 | 490,000 | 717,000 |
| Provision for loan losses | 0 | 1,000 | 1,000 | 1,000 |
| Pretax income | 20,000 | 68,000 | 69,000 | 43,000 |
| Income tax | 3,000 | 10,000 | 9,000 | 5,000 |
| Net income | 17,000 | 58,000 | 60,000 | 38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,404,000 | 2,445,000 | 2,444,000 | 2,388,000 |
| Total capital | 2,419,000 | 2,461,000 | 2,460,000 | 2,404,000 |
| Risk-weighted assets | 7,327,000 | 7,503,000 | 8,064,000 | 8,180,000 |