Call reports 2008
MANOR BANK — 2008
What MANOR BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 18,610,000 | 18,842,000 | 18,868,000 | 18,552,000 |
| Total loans | 5,516,000 | 5,933,000 | 6,436,000 | 6,592,000 |
| Allowance for loan losses | 14,000 | 14,000 | 15,000 | 15,000 |
| Securities available for sale | 9,365,000 | 8,904,000 | 8,764,000 | 8,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,057,000 | 15,437,000 | 15,372,000 | 14,882,000 |
| Interest-bearing deposits | 12,022,000 | 12,025,000 | 12,172,000 | 11,868,000 |
| Noninterest-bearing deposits | 3,035,000 | 3,412,000 | 3,200,000 | 3,014,000 |
| Equity capital | 2,395,000 | 2,251,000 | 2,351,000 | 2,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 203,000 | 415,000 | 634,000 | 851,000 |
| Interest expense | 67,000 | 126,000 | 179,000 | 227,000 |
| Net interest income | 136,000 | 289,000 | 455,000 | 624,000 |
| Noninterest income | 16,000 | 33,000 | 49,000 | 62,000 |
| Noninterest expense | 155,000 | 309,000 | 447,000 | 603,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 1,000 |
| Pretax income | -3,000 | 13,000 | 56,000 | 82,000 |
| Income tax | 0 | 2,000 | 8,000 | 12,000 |
| Net income | -3,000 | 11,000 | 48,000 | 70,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,358,000 | 2,372,000 | 2,405,000 | 2,391,000 |
| Total capital | 2,372,000 | 2,386,000 | 2,420,000 | 2,406,000 |
| Risk-weighted assets | 6,488,000 | 6,814,000 | 7,110,000 | 7,176,000 |