Call reports 2007
MANOR BANK — 2007
What MANOR BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 17,746,000 | 17,795,000 | 17,886,000 | 17,477,000 |
| Total loans | 4,915,000 | 5,183,000 | 5,431,000 | 5,499,000 |
| Allowance for loan losses | 13,000 | 13,000 | 14,000 | 14,000 |
| Securities available for sale | 8,070,000 | 7,526,000 | 7,543,000 | 8,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,363,000 | 15,491,000 | 15,510,000 | 14,987,000 |
| Interest-bearing deposits | 12,386,000 | 12,558,000 | 12,439,000 | 12,252,000 |
| Noninterest-bearing deposits | 2,977,000 | 2,933,000 | 3,071,000 | 2,735,000 |
| Equity capital | 2,206,000 | 2,113,000 | 2,222,000 | 2,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 203,000 | 414,000 | 632,000 | 838,000 |
| Interest expense | 62,000 | 126,000 | 192,000 | 260,000 |
| Net interest income | 141,000 | 288,000 | 440,000 | 578,000 |
| Noninterest income | 15,000 | 34,000 | 49,000 | 56,000 |
| Noninterest expense | 136,000 | 276,000 | 423,000 | 564,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 1,000 |
| Pretax income | 20,000 | 46,000 | 65,000 | 69,000 |
| Income tax | 3,000 | 7,000 | 10,000 | 10,000 |
| Net income | 17,000 | 39,000 | 55,000 | 59,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,361,000 | 2,383,000 | 2,395,000 | 2,365,000 |
| Total capital | 2,374,000 | 2,396,000 | 2,409,000 | 2,379,000 |
| Risk-weighted assets | 5,900,000 | 6,199,000 | 6,307,000 | 6,252,000 |