Call reports 2006
MANOR BANK — 2006
What MANOR BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 17,433,000 | 17,440,000 | 16,969,000 | 17,021,000 |
| Total loans | 5,121,000 | 5,051,000 | 5,029,000 | 5,095,000 |
| Allowance for loan losses | 11,000 | 11,000 | 12,000 | 13,000 |
| Securities available for sale | 9,573,000 | 9,314,000 | 8,842,000 | 8,459,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,200,000 | 15,284,000 | 14,650,000 | 14,663,000 |
| Interest-bearing deposits | 12,598,000 | 12,370,000 | 11,815,000 | 12,133,000 |
| Noninterest-bearing deposits | 2,602,000 | 2,914,000 | 2,835,000 | 2,530,000 |
| Equity capital | 2,068,000 | 2,006,000 | 2,173,000 | 2,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 198,000 | 398,000 | 600,000 | 800,000 |
| Interest expense | 49,000 | 101,000 | 158,000 | 218,000 |
| Net interest income | 149,000 | 297,000 | 442,000 | 582,000 |
| Noninterest income | 15,000 | 32,000 | 48,000 | 64,000 |
| Noninterest expense | 142,000 | 292,000 | 428,000 | 579,000 |
| Provision for loan losses | 1,000 | 1,000 | 2,000 | 3,000 |
| Pretax income | 21,000 | 36,000 | 60,000 | 64,000 |
| Income tax | 5,000 | 7,000 | 11,000 | 12,000 |
| Net income | 16,000 | 29,000 | 49,000 | 52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,349,000 | 2,362,000 | 2,378,000 | 2,348,000 |
| Total capital | 2,360,000 | 2,373,000 | 2,390,000 | 2,361,000 |
| Risk-weighted assets | 6,057,000 | 6,082,000 | 5,810,000 | 5,829,000 |