Call reports 2005
MANOR BANK — 2005
What MANOR BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 18,369,000 | 18,088,000 | 17,677,000 | 17,720,000 |
| Total loans | 4,826,000 | 4,888,000 | 5,091,000 | 5,286,000 |
| Allowance for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Securities available for sale | 7,272,000 | 10,622,000 | 10,364,000 | 10,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,104,000 | 15,709,000 | 15,027,000 | 15,084,000 |
| Interest-bearing deposits | 13,649,000 | 13,277,000 | 12,557,000 | 12,211,000 |
| Noninterest-bearing deposits | 2,455,000 | 2,432,000 | 2,470,000 | 2,873,000 |
| Equity capital | 2,131,000 | 2,267,000 | 2,189,000 | 2,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 182,000 | 373,000 | 574,000 | 773,000 |
| Interest expense | 42,000 | 85,000 | 129,000 | 174,000 |
| Net interest income | 140,000 | 288,000 | 445,000 | 599,000 |
| Noninterest income | 17,000 | 33,000 | 49,000 | 141,000 |
| Noninterest expense | 170,000 | 294,000 | 448,000 | 677,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -55,000 | -18,000 | 1,000 | 18,000 |
| Income tax | -8,000 | -2,000 | -1,000 | 2,000 |
| Net income | -47,000 | -16,000 | 2,000 | 16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,311,000 | 2,342,000 | 2,356,000 | 2,337,000 |
| Total capital | 2,321,000 | 2,352,000 | 2,366,000 | 2,347,000 |
| Risk-weighted assets | 6,106,000 | 6,029,000 | 6,162,000 | 6,082,000 |