Call reports 2002
MANOR BANK — 2002
What MANOR BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 17,941,000 | 18,081,000 | 18,374,000 | 18,361,000 |
| Total loans | 8,477,000 | 8,472,000 | 8,361,000 | 7,334,000 |
| Allowance for loan losses | 9,000 | 10,000 | 10,000 | 10,000 |
| Securities available for sale | 5,643,000 | 5,642,000 | 5,544,000 | 5,431,000 |
| Securities held to maturity | 411,000 | 380,000 | 351,000 | 289,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,294,000 | 15,431,000 | 15,689,000 | 15,657,000 |
| Interest-bearing deposits | 13,156,000 | 13,134,000 | 13,378,000 | 13,543,000 |
| Noninterest-bearing deposits | 2,138,000 | 2,297,000 | 2,311,000 | 2,114,000 |
| Equity capital | 2,304,000 | 2,401,000 | 2,463,000 | 2,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 261,000 | 517,000 | 775,000 | 1,009,000 |
| Interest expense | 89,000 | 171,000 | 253,000 | 322,000 |
| Net interest income | 172,000 | 346,000 | 522,000 | 687,000 |
| Noninterest income | 11,000 | 24,000 | 36,000 | 49,000 |
| Noninterest expense | 146,000 | 292,000 | 434,000 | 611,000 |
| Provision for loan losses | 0 | 1,000 | 1,000 | 1,000 |
| Pretax income | 37,000 | 77,000 | 123,000 | 124,000 |
| Income tax | 10,000 | 20,000 | 30,000 | 24,000 |
| Net income | 27,000 | 57,000 | 93,000 | 100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,335,000 | 2,364,000 | 2,397,000 | 2,370,000 |
| Total capital | 2,344,000 | 2,374,000 | 2,407,000 | 2,380,000 |
| Risk-weighted assets | 7,008,000 | 7,012,000 | 7,124,000 | 6,615,000 |