Call reports 2026
COMMERCIAL BANK, THE — 2026
What COMMERCIAL BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 458,895,000 | 463,730,000 |
| Total loans | 328,594,000 | 348,180,000 |
| Allowance for loan losses | 5,809,000 | 5,904,000 |
| Securities available for sale | 71,930,000 | 71,629,000 |
| Securities held to maturity | 3,781,000 | 3,709,000 |
| Trading assets | 0 | 0 |
| Total deposits | 417,152,000 | 419,160,000 |
| Interest-bearing deposits | 275,287,000 | 275,461,000 |
| Noninterest-bearing deposits | 141,865,000 | 143,699,000 |
| Equity capital | 37,994,000 | 40,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,766,000 | 13,790,000 |
| Interest expense | 1,286,000 | 2,565,000 |
| Net interest income | 5,480,000 | 11,225,000 |
| Noninterest income | 713,000 | 1,400,000 |
| Noninterest expense | 2,501,000 | 5,206,000 |
| Provision for loan losses | 90,000 | 180,000 |
| Pretax income | 3,602,000 | 7,239,000 |
| Income tax | 0 | 0 |
| Net income | 3,602,000 | 7,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 46,826,000 | 49,134,000 |