Call reports 2025
COMMERCIAL BANK, THE — 2025
What COMMERCIAL BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 430,703,000 | 427,456,000 | 435,010,000 | 462,640,000 |
| Total loans | 301,141,000 | 311,055,000 | 311,330,000 | 322,461,000 |
| Allowance for loan losses | 5,431,000 | 5,532,000 | 5,629,000 | 5,728,000 |
| Securities available for sale | 80,211,000 | 78,172,000 | 77,486,000 | 72,381,000 |
| Securities held to maturity | 3,818,000 | 3,750,000 | 3,760,000 | 3,771,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 396,434,000 | 390,857,000 | 393,814,000 | 419,723,000 |
| Interest-bearing deposits | 254,784,000 | 249,701,000 | 253,915,000 | 285,275,000 |
| Noninterest-bearing deposits | 141,650,000 | 141,156,000 | 139,899,000 | 134,448,000 |
| Equity capital | 31,190,000 | 32,911,000 | 36,905,000 | 39,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,346,000 | 12,851,000 | 19,629,000 | 26,479,000 |
| Interest expense | 1,338,000 | 2,678,000 | 4,069,000 | 5,448,000 |
| Net interest income | 5,008,000 | 10,173,000 | 15,560,000 | 21,031,000 |
| Noninterest income | 760,000 | 1,530,000 | 2,313,000 | 3,033,000 |
| Noninterest expense | 2,490,000 | 5,082,000 | 7,882,000 | 10,982,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 3,188,000 | 6,441,000 | 9,721,000 | 12,697,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,188,000 | 6,441,000 | 9,721,000 | 12,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,074,000 | 44,073,000 | 46,100,000 | 47,821,000 |