Call reports 2024
COMMERCIAL BANK, THE — 2024
What COMMERCIAL BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 445,201,000 | 455,110,000 | 418,602,000 | 432,837,000 |
| Total loans | 280,589,000 | 290,930,000 | 298,162,000 | 299,635,000 |
| Allowance for loan losses | 5,003,000 | 5,049,000 | 5,243,000 | 5,331,000 |
| Securities available for sale | 81,015,000 | 81,930,000 | 81,539,000 | 78,816,000 |
| Securities held to maturity | 3,851,000 | 3,787,000 | 3,797,000 | 3,808,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,124,000 | 382,397,000 | 383,538,000 | 398,331,000 |
| Interest-bearing deposits | 249,335,000 | 254,252,000 | 248,009,000 | 268,340,000 |
| Noninterest-bearing deposits | 127,789,000 | 128,145,000 | 135,529,000 | 129,991,000 |
| Equity capital | 24,865,000 | 28,426,000 | 31,407,000 | 31,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,280,000 | 12,888,000 | 19,553,000 | 25,944,000 |
| Interest expense | 1,808,000 | 3,741,000 | 5,653,000 | 7,052,000 |
| Net interest income | 4,472,000 | 9,147,000 | 13,900,000 | 18,892,000 |
| Noninterest income | 827,000 | 1,613,000 | 2,394,000 | 3,174,000 |
| Noninterest expense | 2,122,000 | 4,568,000 | 7,207,000 | 10,079,000 |
| Provision for loan losses | 90,000 | 180,000 | 370,000 | 460,000 |
| Pretax income | 3,087,000 | 6,012,000 | 8,817,000 | 11,627,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,087,000 | 6,012,000 | 8,817,000 | 11,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,911,000 | 40,837,000 | 40,933,000 | 43,743,000 |