Call reports 2023
COMMERCIAL BANK, THE — 2023
What COMMERCIAL BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 398,015,000 | 390,932,000 | 385,490,000 | 402,067,000 |
| Total loans | 268,360,000 | 274,688,000 | 269,647,000 | 273,181,000 |
| Allowance for loan losses | 4,643,000 | 4,740,000 | 4,826,000 | 4,918,000 |
| Securities available for sale | 89,224,000 | 84,293,000 | 79,753,000 | 82,910,000 |
| Securities held to maturity | 3,880,000 | 3,819,000 | 3,830,000 | 3,840,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,903,000 | 360,338,000 | 361,322,000 | 371,603,000 |
| Interest-bearing deposits | 226,895,000 | 214,402,000 | 219,235,000 | 250,836,000 |
| Noninterest-bearing deposits | 147,008,000 | 145,936,000 | 142,087,000 | 120,767,000 |
| Equity capital | 21,762,000 | 23,238,000 | 20,785,000 | 27,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,709,000 | 9,664,000 | 14,860,000 | 20,220,000 |
| Interest expense | 426,000 | 1,185,000 | 2,229,000 | 3,450,000 |
| Net interest income | 4,283,000 | 8,479,000 | 12,631,000 | 16,770,000 |
| Noninterest income | 891,000 | 1,765,000 | 2,666,000 | 3,510,000 |
| Noninterest expense | 2,133,000 | 4,413,000 | 6,949,000 | 9,624,000 |
| Provision for loan losses | -600,000 | -510,000 | -420,000 | -330,000 |
| Pretax income | 2,941,000 | 5,639,000 | 8,066,000 | 10,284,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,941,000 | 5,639,000 | 8,066,000 | 10,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,358,000 | 37,057,000 | 37,343,000 | 39,561,000 |
| Total capital | 37,669,000 | — | — | — |
| Risk-weighted assets | 262,885,000 | — | — | — |