Call reports 2022
COMMERCIAL BANK, THE — 2022
What COMMERCIAL BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 405,190,000 | 392,555,000 | 402,534,000 | 422,053,000 |
| Total loans | 243,218,000 | 254,307,000 | 260,420,000 | 264,249,000 |
| Allowance for loan losses | 4,952,000 | 5,050,000 | 5,148,000 | 5,239,000 |
| Securities available for sale | 91,102,000 | 90,195,000 | 89,748,000 | 91,058,000 |
| Securities held to maturity | 3,904,000 | 3,847,000 | 3,858,000 | 3,869,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,424,000 | 369,960,000 | 380,479,000 | 396,204,000 |
| Interest-bearing deposits | 242,859,000 | 230,947,000 | 234,518,000 | 239,367,000 |
| Noninterest-bearing deposits | 136,565,000 | 139,013,000 | 145,961,000 | 156,837,000 |
| Equity capital | 24,396,000 | 20,866,000 | 19,824,000 | 24,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,509,000 | 7,350,000 | 11,486,000 | 16,075,000 |
| Interest expense | 163,000 | 297,000 | 473,000 | 739,000 |
| Net interest income | 3,346,000 | 7,053,000 | 11,013,000 | 15,336,000 |
| Noninterest income | 807,000 | 1,688,000 | 2,659,000 | 3,515,000 |
| Noninterest expense | 1,919,000 | 3,985,000 | 6,335,000 | 8,837,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 2,144,000 | 4,576,000 | 7,067,000 | 9,604,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,144,000 | 4,576,000 | 7,067,000 | 9,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,318,000 | 32,750,000 | 35,241,000 | 37,778,000 |
| Total capital | 33,464,000 | 35,966,000 | 38,629,000 | 41,192,000 |
| Risk-weighted assets | 249,898,000 | 255,462,000 | 269,280,000 | 271,335,000 |