Call reports 2021
COMMERCIAL BANK, THE — 2021
What COMMERCIAL BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 344,106,000 | 359,263,000 | 378,038,000 | 420,699,000 |
| Total loans | 243,872,000 | 239,691,000 | 231,056,000 | 227,921,000 |
| Allowance for loan losses | 4,374,000 | 4,552,000 | 4,727,000 | 4,867,000 |
| Securities available for sale | 42,411,000 | 60,074,000 | 70,809,000 | 92,051,000 |
| Securities held to maturity | 3,428,000 | 3,869,000 | 3,881,000 | 3,892,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,997,000 | 329,150,000 | 345,809,000 | 388,075,000 |
| Interest-bearing deposits | 201,191,000 | 214,395,000 | 213,945,000 | 261,343,000 |
| Noninterest-bearing deposits | 113,806,000 | 114,755,000 | 131,864,000 | 126,732,000 |
| Equity capital | 27,004,000 | 28,688,000 | 30,352,000 | 31,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,460,000 | 7,051,000 | 10,270,000 | 13,666,000 |
| Interest expense | 299,000 | 573,000 | 813,000 | 1,019,000 |
| Net interest income | 3,161,000 | 6,478,000 | 9,457,000 | 12,647,000 |
| Noninterest income | 690,000 | 1,405,000 | 2,185,000 | 2,948,000 |
| Noninterest expense | 1,704,000 | 3,744,000 | 5,676,000 | 7,767,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 720,000 |
| Pretax income | 1,967,000 | 3,783,000 | 5,425,000 | 7,097,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,967,000 | 3,783,000 | 5,425,000 | 7,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,641,000 | 28,297,000 | 29,939,000 | 31,611,000 |
| Total capital | 29,225,000 | 30,986,000 | 32,729,000 | 34,590,000 |
| Risk-weighted assets | 204,945,000 | 213,272,000 | 221,319,000 | 236,438,000 |