Call reports 2020
COMMERCIAL BANK, THE — 2020
What COMMERCIAL BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 253,347,000 | 296,457,000 | 302,285,000 | 307,519,000 |
| Total loans | 168,492,000 | 217,096,000 | 228,881,000 | 224,400,000 |
| Allowance for loan losses | 3,458,000 | 3,816,000 | 4,016,000 | 4,195,000 |
| Securities available for sale | 37,799,000 | 38,057,000 | 29,545,000 | 34,920,000 |
| Securities held to maturity | 0 | 3,369,000 | 3,389,000 | 3,408,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,737,000 | 252,703,000 | 261,647,000 | 277,547,000 |
| Interest-bearing deposits | 154,022,000 | 162,566,000 | 169,041,000 | 185,123,000 |
| Noninterest-bearing deposits | 67,715,000 | 90,137,000 | 92,606,000 | 92,424,000 |
| Equity capital | 22,911,000 | 25,295,000 | 26,382,000 | 27,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,799,000 | 6,416,000 | 9,599,000 | 12,682,000 |
| Interest expense | 509,000 | 914,000 | 1,288,000 | 1,610,000 |
| Net interest income | 2,290,000 | 5,502,000 | 8,311,000 | 11,072,000 |
| Noninterest income | 400,000 | 905,000 | 1,454,000 | 2,105,000 |
| Noninterest expense | 1,434,000 | 3,461,000 | 5,465,000 | 7,404,000 |
| Provision for loan losses | 90,000 | 450,000 | 653,000 | 833,000 |
| Pretax income | 1,171,000 | 2,536,000 | 3,813,000 | 5,106,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,171,000 | 2,536,000 | 3,813,000 | 5,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,792,000 | 24,157,000 | 25,434,000 | 26,727,000 |