Call reports 2019
COMMERCIAL BANK, THE — 2019
What COMMERCIAL BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 184,161,000 | 186,719,000 | 217,581,000 | 232,672,000 |
| Total loans | 146,549,000 | 152,124,000 | 154,889,000 | 162,316,000 |
| Allowance for loan losses | 2,821,000 | 2,994,000 | 3,146,000 | 3,371,000 |
| Securities available for sale | 17,287,000 | 17,179,000 | 21,349,000 | 31,421,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,492,000 | 156,054,000 | 185,467,000 | 201,940,000 |
| Interest-bearing deposits | 105,036,000 | 103,722,000 | 116,187,000 | 142,116,000 |
| Noninterest-bearing deposits | 53,456,000 | 52,332,000 | 69,280,000 | 59,824,000 |
| Equity capital | 20,071,000 | 21,858,000 | 22,892,000 | 21,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,342,000 | 5,359,000 | 8,011,000 | 10,742,000 |
| Interest expense | 312,000 | 645,000 | 1,080,000 | 1,570,000 |
| Net interest income | 2,030,000 | 4,714,000 | 6,931,000 | 9,172,000 |
| Noninterest income | 342,000 | 696,000 | 1,101,000 | 1,573,000 |
| Noninterest expense | 1,097,000 | 2,491,000 | 3,939,000 | 5,676,000 |
| Provision for loan losses | 120,000 | 260,000 | 410,000 | 560,000 |
| Pretax income | 1,155,000 | 2,659,000 | 3,683,000 | 4,509,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,155,000 | 2,659,000 | 3,683,000 | 4,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,144,000 | 21,648,000 | 22,671,000 | 21,621,000 |
| Total capital | 21,821,000 | 23,391,000 | 24,564,000 | 23,528,000 |
| Risk-weighted assets | 133,004,000 | 138,172,000 | 150,211,000 | 151,159,000 |