Call reports 2018
COMMERCIAL BANK, THE — 2018
What COMMERCIAL BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 164,849,000 | 165,102,000 | 169,208,000 | 183,315,000 |
| Total loans | 127,686,000 | 137,764,000 | 139,399,000 | 138,142,000 |
| Allowance for loan losses | 2,849,000 | 2,917,000 | 2,974,000 | 2,698,000 |
| Securities available for sale | 19,220,000 | 18,392,000 | 17,555,000 | 17,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,755,000 | 136,627,000 | 139,939,000 | 157,260,000 |
| Interest-bearing deposits | 93,183,000 | 91,516,000 | 91,525,000 | 103,445,000 |
| Noninterest-bearing deposits | 44,571,000 | 45,111,000 | 48,414,000 | 53,815,000 |
| Equity capital | 17,031,000 | 18,040,000 | 18,962,000 | 18,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,906,000 | 4,018,000 | 6,203,000 | 8,470,000 |
| Interest expense | 177,000 | 384,000 | 638,000 | 924,000 |
| Net interest income | 1,729,000 | 3,634,000 | 5,565,000 | 7,546,000 |
| Noninterest income | 222,000 | 516,000 | 831,000 | 1,163,000 |
| Noninterest expense | 908,000 | 1,976,000 | 3,040,000 | 4,303,000 |
| Provision for loan losses | 66,000 | 132,000 | 234,000 | 354,000 |
| Pretax income | 1,046,000 | 2,111,000 | 3,196,000 | 4,126,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,046,000 | 2,111,000 | 3,196,000 | 4,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,340,000 | 18,405,000 | 19,490,000 | 18,990,000 |
| Total capital | 18,799,000 | 19,973,000 | 21,050,000 | 20,589,000 |
| Risk-weighted assets | 115,333,000 | 124,102,000 | 123,425,000 | 126,821,000 |