Call reports 2017
COMMERCIAL BANK, THE — 2017
What COMMERCIAL BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 146,777,000 | 150,036,000 | 149,974,000 | 158,122,000 |
| Total loans | 100,600,000 | 109,435,000 | 117,188,000 | 120,964,000 |
| Allowance for loan losses | 2,627,000 | 2,680,000 | 2,749,000 | 2,795,000 |
| Securities available for sale | 32,616,000 | 27,414,000 | 23,207,000 | 22,214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,140,000 | 124,598,000 | 122,642,000 | 131,561,000 |
| Interest-bearing deposits | 84,622,000 | 84,567,000 | 82,157,000 | 90,475,000 |
| Noninterest-bearing deposits | 39,519,000 | 40,030,000 | 40,485,000 | 41,086,000 |
| Equity capital | 15,182,000 | 16,370,000 | 17,152,000 | 16,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,660,000 | 3,362,000 | 5,150,000 | 7,018,000 |
| Interest expense | 116,000 | 237,000 | 378,000 | 535,000 |
| Net interest income | 1,544,000 | 3,125,000 | 4,772,000 | 6,483,000 |
| Noninterest income | 200,000 | 413,000 | 628,000 | 818,000 |
| Noninterest expense | 801,000 | 1,677,000 | 2,622,000 | 3,726,000 |
| Provision for loan losses | 51,000 | 102,000 | 153,000 | 204,000 |
| Pretax income | 901,000 | 1,764,000 | 2,624,000 | 3,370,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 901,000 | 1,764,000 | 2,624,000 | 3,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,143,000 | 16,006,000 | 16,867,000 | 16,294,000 |
| Total capital | 16,337,000 | 17,285,000 | 18,201,000 | 17,679,000 |
| Risk-weighted assets | 94,100,000 | 100,902,000 | 105,285,000 | 109,392,000 |