Call reports 2016
COMMERCIAL BANK, THE — 2016
What COMMERCIAL BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 129,344,000 | 127,691,000 | 132,928,000 | 151,269,000 |
| Total loans | 86,057,000 | 89,191,000 | 93,847,000 | 93,646,000 |
| Allowance for loan losses | 2,429,000 | 2,447,000 | 2,497,000 | 2,500,000 |
| Securities available for sale | 32,211,000 | 30,071,000 | 28,744,000 | 36,490,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,275,000 | 104,719,000 | 109,183,000 | 132,858,000 |
| Interest-bearing deposits | 72,953,000 | 70,103,000 | 70,110,000 | 94,397,000 |
| Noninterest-bearing deposits | 33,322,000 | 34,616,000 | 39,072,000 | 38,460,000 |
| Equity capital | 14,161,000 | 14,962,000 | 15,670,000 | 14,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,373,000 | 2,782,000 | 4,275,000 | 5,796,000 |
| Interest expense | 105,000 | 197,000 | 293,000 | 410,000 |
| Net interest income | 1,268,000 | 2,585,000 | 3,982,000 | 5,386,000 |
| Noninterest income | 431,000 | 597,000 | 842,000 | 1,027,000 |
| Noninterest expense | 802,000 | 1,694,000 | 2,586,000 | 3,540,000 |
| Provision for loan losses | 51,000 | 102,000 | 153,000 | 204,000 |
| Pretax income | 851,000 | 1,413,000 | 2,115,000 | 2,699,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 851,000 | 1,413,000 | 2,115,000 | 2,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,511,000 | 14,072,000 | 14,774,000 | 14,242,000 |
| Total capital | 14,690,000 | 15,180,000 | 15,869,000 | 15,364,000 |
| Risk-weighted assets | 93,068,000 | 87,276,000 | 86,188,000 | 88,404,000 |