Call reports 2015
COMMERCIAL BANK, THE — 2015
What COMMERCIAL BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 121,267,000 | 124,035,000 | 121,956,000 | 130,451,000 |
| Total loans | 81,446,000 | 84,444,000 | 83,261,000 | 81,789,000 |
| Allowance for loan losses | 2,621,000 | 2,638,000 | 2,683,000 | 2,376,000 |
| Securities available for sale | 30,141,000 | 32,225,000 | 30,877,000 | 32,576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,838,000 | 102,248,000 | 100,286,000 | 109,949,000 |
| Interest-bearing deposits | 71,352,000 | 70,967,000 | 68,107,000 | 77,263,000 |
| Noninterest-bearing deposits | 30,487,000 | 31,282,000 | 32,180,000 | 32,687,000 |
| Equity capital | 12,559,000 | 12,808,000 | 13,629,000 | 13,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,330,000 | 2,709,000 | 4,064,000 | 5,357,000 |
| Interest expense | 73,000 | 151,000 | 230,000 | 317,000 |
| Net interest income | 1,257,000 | 2,558,000 | 3,834,000 | 5,040,000 |
| Noninterest income | 209,000 | 379,000 | 576,000 | 771,000 |
| Noninterest expense | 766,000 | 1,534,000 | 2,378,000 | 3,286,000 |
| Provision for loan losses | 51,000 | 102,000 | 153,000 | 204,000 |
| Pretax income | 649,000 | 1,359,000 | 1,982,000 | 2,428,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 649,000 | 1,359,000 | 1,982,000 | 2,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,827,000 | 12,536,000 | 13,160,000 | 12,660,000 |
| Total capital | 12,857,000 | 13,629,000 | 14,244,000 | 13,772,000 |
| Risk-weighted assets | 80,810,000 | 85,862,000 | 85,081,000 | 87,671,000 |