Call reports 2014
COMMERCIAL BANK, THE — 2014
What COMMERCIAL BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 107,057,000 | 106,088,000 | 112,629,000 | 118,150,000 |
| Total loans | 70,153,000 | 70,185,000 | 77,589,000 | 81,844,000 |
| Allowance for loan losses | 2,447,000 | 2,527,000 | 2,595,000 | 2,571,000 |
| Securities available for sale | 28,813,000 | 30,954,000 | 29,977,000 | 29,193,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,362,000 | 89,386,000 | 89,720,000 | 96,966,000 |
| Interest-bearing deposits | 65,369,000 | 64,085,000 | 62,675,000 | 68,664,000 |
| Noninterest-bearing deposits | 25,992,000 | 25,301,000 | 27,045,000 | 28,302,000 |
| Equity capital | 10,254,000 | 11,212,000 | 11,862,000 | 11,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,172,000 | 2,373,000 | 3,683,000 | 4,987,000 |
| Interest expense | 71,000 | 138,000 | 206,000 | 275,000 |
| Net interest income | 1,101,000 | 2,235,000 | 3,477,000 | 4,712,000 |
| Noninterest income | 175,000 | 376,000 | 545,000 | 732,000 |
| Noninterest expense | 696,000 | 1,412,000 | 2,190,000 | 3,135,000 |
| Provision for loan losses | 81,000 | 162,000 | 245,000 | 251,000 |
| Pretax income | 510,000 | 1,048,000 | 1,649,000 | 2,120,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 510,000 | 1,048,000 | 1,649,000 | 2,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,388,000 | 10,927,000 | 11,526,000 | 11,178,000 |
| Total capital | 11,205,000 | 11,744,000 | 12,404,000 | 12,109,000 |
| Risk-weighted assets | 63,724,000 | 63,580,000 | 68,451,000 | 72,895,000 |