Call reports 2013
COMMERCIAL BANK, THE — 2013
What COMMERCIAL BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 97,194,000 | 93,561,000 | 97,510,000 | 105,097,000 |
| Total loans | 47,620,000 | 49,379,000 | 58,387,000 | 67,145,000 |
| Allowance for loan losses | 2,071,000 | 2,197,000 | 2,303,000 | 2,378,000 |
| Securities available for sale | 36,119,000 | 32,864,000 | 29,801,000 | 28,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,441,000 | 83,427,000 | 82,371,000 | 89,998,000 |
| Interest-bearing deposits | 64,306,000 | 61,566,000 | 59,516,000 | 65,876,000 |
| Noninterest-bearing deposits | 22,135,000 | 21,862,000 | 22,855,000 | 24,122,000 |
| Equity capital | 10,413,000 | 9,783,000 | 9,700,000 | 9,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 972,000 | 2,009,000 | 3,070,000 | 4,203,000 |
| Interest expense | 85,000 | 163,000 | 235,000 | 306,000 |
| Net interest income | 887,000 | 1,846,000 | 2,835,000 | 3,897,000 |
| Noninterest income | 161,000 | 340,000 | 503,000 | 666,000 |
| Noninterest expense | 707,000 | 1,417,000 | 2,235,000 | 3,124,000 |
| Provision for loan losses | 156,000 | 312,000 | 393,000 | 474,000 |
| Pretax income | 187,000 | 475,000 | 730,000 | 995,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 187,000 | 475,000 | 730,000 | 995,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,466,000 | 9,754,000 | 10,009,000 | 10,078,000 |
| Total capital | 10,055,000 | 10,349,000 | 10,691,000 | 10,858,000 |
| Risk-weighted assets | 45,665,000 | 46,013,000 | 52,957,000 | 60,750,000 |