Call reports 2012
COMMERCIAL BANK, THE — 2012
What COMMERCIAL BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 94,522,000 | 94,971,000 | 93,907,000 | 99,038,000 |
| Total loans | 42,342,000 | 40,495,000 | 43,753,000 | 45,262,000 |
| Allowance for loan losses | 2,028,000 | 1,587,000 | 1,786,000 | 1,956,000 |
| Securities available for sale | 40,585,000 | 38,934,000 | 36,679,000 | 36,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,468,000 | 84,338,000 | 82,865,000 | 88,254,000 |
| Interest-bearing deposits | 65,178,000 | 64,574,000 | 62,504,000 | 67,640,000 |
| Noninterest-bearing deposits | 19,291,000 | 19,763,000 | 20,361,000 | 20,613,000 |
| Equity capital | 9,699,000 | 10,278,000 | 10,635,000 | 10,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,006,000 | 1,972,000 | 2,932,000 | 3,895,000 |
| Interest expense | 160,000 | 284,000 | 397,000 | 492,000 |
| Net interest income | 846,000 | 1,688,000 | 2,535,000 | 3,403,000 |
| Noninterest income | 197,000 | 441,000 | 696,000 | 896,000 |
| Noninterest expense | 646,000 | 1,369,000 | 2,122,000 | 2,932,000 |
| Provision for loan losses | 189,000 | 375,000 | 591,000 | 807,000 |
| Pretax income | 209,000 | 408,000 | 549,000 | 597,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 209,000 | 408,000 | 549,000 | 597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,017,000 | 9,217,000 | 9,359,000 | 9,278,000 |
| Total capital | 9,591,000 | 9,763,000 | 9,914,000 | 9,850,000 |
| Risk-weighted assets | 43,776,000 | 41,866,000 | 42,437,000 | 44,356,000 |