Call reports 2011
COMMERCIAL BANK, THE — 2011
What COMMERCIAL BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 100,612,000 | 98,717,000 | 94,473,000 | 99,303,000 |
| Total loans | 43,560,000 | 44,273,000 | 43,579,000 | 43,197,000 |
| Allowance for loan losses | 1,644,000 | 1,302,000 | 1,673,000 | 1,853,000 |
| Securities available for sale | 38,279,000 | 37,025,000 | 37,344,000 | 34,430,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,914,000 | 88,482,000 | 84,069,000 | 89,418,000 |
| Interest-bearing deposits | 73,031,000 | 70,501,000 | 66,635,000 | 72,566,000 |
| Noninterest-bearing deposits | 17,883,000 | 17,981,000 | 17,433,000 | 16,851,000 |
| Equity capital | 9,320,000 | 9,818,000 | 9,964,000 | 9,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,081,000 | 2,169,000 | 3,235,000 | 4,236,000 |
| Interest expense | 237,000 | 444,000 | 633,000 | 807,000 |
| Net interest income | 844,000 | 1,725,000 | 2,602,000 | 3,429,000 |
| Noninterest income | 252,000 | 458,000 | 656,000 | 904,000 |
| Noninterest expense | 700,000 | 1,490,000 | 2,428,000 | 3,412,000 |
| Provision for loan losses | 161,000 | 318,000 | 855,000 | 1,158,000 |
| Pretax income | 275,000 | 427,000 | 346,000 | 201,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 275,000 | 427,000 | 346,000 | 201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,948,000 | 9,100,000 | 9,019,000 | 8,809,000 |
| Total capital | 9,531,000 | 9,673,000 | 9,583,000 | 9,356,000 |
| Risk-weighted assets | 45,559,000 | 45,100,000 | 43,978,000 | 42,465,000 |