Call reports 2010
COMMERCIAL BANK, THE — 2010
What COMMERCIAL BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 102,238,000 | 98,708,000 | 100,753,000 | 102,746,000 |
| Total loans | 50,610,000 | 48,173,000 | 49,921,000 | 46,532,000 |
| Allowance for loan losses | 1,103,000 | 966,000 | 1,415,000 | 1,492,000 |
| Securities available for sale | 37,729,000 | 36,778,000 | 34,818,000 | 36,480,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,892,000 | 87,110,000 | 89,363,000 | 93,244,000 |
| Interest-bearing deposits | 72,928,000 | 70,445,000 | 71,528,000 | 76,717,000 |
| Noninterest-bearing deposits | 17,964,000 | 16,665,000 | 17,834,000 | 16,527,000 |
| Equity capital | 10,844,000 | 11,059,000 | 10,857,000 | 8,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,165,000 | 2,342,000 | 3,508,000 | 4,558,000 |
| Interest expense | 318,000 | 637,000 | 926,000 | 1,193,000 |
| Net interest income | 847,000 | 1,705,000 | 2,582,000 | 3,365,000 |
| Noninterest income | 131,000 | 265,000 | 384,000 | 545,000 |
| Noninterest expense | 683,000 | 1,485,000 | 2,347,000 | 3,270,000 |
| Provision for loan losses | 257,000 | 428,000 | 1,077,000 | 2,043,000 |
| Pretax income | 38,000 | 57,000 | -458,000 | -1,390,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 38,000 | 57,000 | -458,000 | -1,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,091,000 | 10,119,000 | 9,604,000 | 8,673,000 |
| Total capital | 10,720,000 | 10,729,000 | 10,216,000 | 9,262,000 |
| Risk-weighted assets | 49,816,000 | 48,409,000 | 48,217,000 | 46,179,000 |