Call reports 2009
COMMERCIAL BANK, THE — 2009
What COMMERCIAL BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 93,158,000 | 91,175,000 | 95,249,000 | 98,518,000 |
| Total loans | 50,888,000 | 51,191,000 | 51,840,000 | 50,978,000 |
| Allowance for loan losses | 1,163,000 | 1,156,000 | 1,133,000 | 1,418,000 |
| Securities available for sale | 32,289,000 | 31,005,000 | 32,756,000 | 33,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,261,000 | 79,372,000 | 82,744,000 | 87,311,000 |
| Interest-bearing deposits | 63,357,000 | 61,785,000 | 66,751,000 | 69,767,000 |
| Noninterest-bearing deposits | 17,904,000 | 17,587,000 | 15,992,000 | 17,544,000 |
| Equity capital | 11,296,000 | 11,157,000 | 11,907,000 | 10,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,195,000 | 2,411,000 | 3,535,000 | 4,720,000 |
| Interest expense | 385,000 | 746,000 | 1,099,000 | 1,445,000 |
| Net interest income | 810,000 | 1,665,000 | 2,436,000 | 3,275,000 |
| Noninterest income | 147,000 | 318,000 | 405,000 | 461,000 |
| Noninterest expense | 620,000 | 1,299,000 | 1,987,000 | 2,713,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 1,130,000 |
| Pretax income | 322,000 | 262,000 | 417,000 | -507,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 322,000 | 262,000 | 417,000 | -507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,892,000 | 10,832,000 | 10,986,000 | 10,062,000 |
| Total capital | 11,551,000 | 11,482,000 | 11,647,000 | 10,711,000 |
| Risk-weighted assets | 52,241,000 | 51,804,000 | 52,440,000 | 51,156,000 |