Call reports 2007
COMMERCIAL BANK, THE — 2007
What COMMERCIAL BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 91,519,000 | 87,738,000 | 86,576,000 | 91,201,000 |
| Total loans | 55,420,000 | 53,473,000 | 55,521,000 | 52,172,000 |
| Allowance for loan losses | 1,158,000 | 1,192,000 | 1,210,000 | 1,287,000 |
| Securities available for sale | 26,327,000 | 27,459,000 | 26,136,000 | 32,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,982,000 | 77,103,000 | 75,482,000 | 80,137,000 |
| Interest-bearing deposits | 62,788,000 | 58,548,000 | 58,400,000 | 63,082,000 |
| Noninterest-bearing deposits | 18,194,000 | 18,555,000 | 17,082,000 | 17,055,000 |
| Equity capital | 9,847,000 | 10,068,000 | 10,517,000 | 10,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,562,000 | 3,111,000 | 4,622,000 | 6,055,000 |
| Interest expense | 618,000 | 1,207,000 | 1,769,000 | 2,342,000 |
| Net interest income | 944,000 | 1,904,000 | 2,853,000 | 3,713,000 |
| Noninterest income | 179,000 | 371,000 | 550,000 | 756,000 |
| Noninterest expense | 560,000 | 1,165,000 | 1,752,000 | 2,433,000 |
| Provision for loan losses | 28,000 | 60,000 | 80,000 | 190,000 |
| Pretax income | 535,000 | 1,050,000 | 1,571,000 | 1,846,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 535,000 | 1,050,000 | 1,571,000 | 1,846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,969,000 | 10,484,000 | 10,608,000 | 10,470,000 |
| Total capital | 10,674,000 | 11,186,000 | 11,320,000 | 11,170,000 |
| Risk-weighted assets | 55,892,000 | 55,693,000 | 56,484,000 | 55,356,000 |