Call reports 2006
COMMERCIAL BANK, THE — 2006
What COMMERCIAL BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 86,432,000 | 87,812,000 | 85,978,000 | 92,305,000 |
| Total loans | 51,541,000 | 53,699,000 | 54,435,000 | 55,508,000 |
| Allowance for loan losses | 1,113,000 | 1,128,000 | 1,142,000 | 1,139,000 |
| Securities available for sale | 25,903,000 | 24,980,000 | 27,089,000 | 29,759,000 |
| Securities held to maturity | 250,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,197,000 | 78,667,000 | 76,337,000 | 82,459,000 |
| Interest-bearing deposits | 58,898,000 | 61,533,000 | 58,968,000 | 65,883,000 |
| Noninterest-bearing deposits | 18,299,000 | 17,134,000 | 17,369,000 | 16,576,000 |
| Equity capital | 8,709,000 | 8,639,000 | 9,050,000 | 9,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,236,000 | 2,603,000 | 3,950,000 | 5,356,000 |
| Interest expense | 424,000 | 926,000 | 1,496,000 | 2,088,000 |
| Net interest income | 812,000 | 1,677,000 | 2,454,000 | 3,268,000 |
| Noninterest income | 160,000 | 319,000 | 484,000 | 641,000 |
| Noninterest expense | 500,000 | 1,053,000 | 1,598,000 | 2,205,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 457,000 | 913,000 | 1,295,000 | 1,644,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 457,000 | 913,000 | 1,295,000 | 1,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,155,000 | 9,224,000 | 9,404,000 | 9,434,000 |
| Total capital | 9,777,000 | 9,876,000 | 10,070,000 | 10,132,000 |
| Risk-weighted assets | 49,241,000 | 51,714,000 | 52,805,000 | 55,360,000 |