Call reports 2003

COMMERCIAL BANK, THE — 2003

Name: COMMERCIAL BANK, THE — FFIEC call report 2003
Creator: COMMERCIAL BANK, THE

What COMMERCIAL BANK, THE reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/d070bc72-44f7-4efa-a520-d569d81492ab/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	80,022,000	83,405,000	80,220,000	82,006,000
Total loans	46,676,000	47,422,000	46,107,000	47,235,000
Allowance for loan losses	736,000	752,000	715,000	814,000
Securities available for sale	23,234,000	23,839,000	25,609,000	25,020,000
Securities held to maturity	258,000	256,000	256,000	250,000
Trading assets	0	0	0	0
Total deposits	69,485,000	72,587,000	69,458,000	71,464,000
Interest-bearing deposits	55,258,000	56,937,000	55,322,000	55,772,000
Noninterest-bearing deposits	14,227,000	15,650,000	14,136,000	15,692,000
Equity capital	10,112,000	10,388,000	10,410,000	10,276,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,164,000	2,286,000	3,395,000	4,464,000
Interest expense	338,000	669,000	973,000	1,240,000
Net interest income	826,000	1,617,000	2,422,000	3,224,000
Noninterest income	118,000	239,000	363,000	490,000
Noninterest expense	487,000	969,000	1,516,000	2,060,000
Provision for loan losses	75,000	135,000	210,000	260,000
Pretax income	382,000	752,000	1,059,000	1,394,000
Income tax	124,000	245,000	341,000	422,000
Net income	258,000	507,000	718,000	972,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	9,823,000	10,073,000	10,284,000	10,138,000
Total capital	10,333,000	10,602,000	10,808,000	10,682,000
Risk-weighted assets	40,606,000	42,077,000	41,719,000	43,246,000