Call reports 2008
BANK OF BARTLETT — 2008
What BANK OF BARTLETT reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 487,734,000 | 493,711,000 | 480,497,000 | 474,682,000 |
| Total loans | 322,061,000 | 319,104,000 | 314,406,000 | 310,099,000 |
| Allowance for loan losses | 3,545,000 | 3,599,000 | 3,380,000 | 15,883,000 |
| Securities available for sale | 110,569,000 | 120,737,000 | 122,711,000 | 127,193,000 |
| Securities held to maturity | 347,000 | 300,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,874,000 | 386,772,000 | 373,259,000 | 370,733,000 |
| Interest-bearing deposits | 334,284,000 | 328,488,000 | 332,765,000 | 334,710,000 |
| Noninterest-bearing deposits | 39,590,000 | 58,284,000 | 40,494,000 | 36,023,000 |
| Equity capital | 37,132,000 | 34,003,000 | 36,318,000 | 30,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,540,000 | 12,575,000 | 18,721,000 | 24,821,000 |
| Interest expense | 3,157,000 | 5,891,000 | 8,397,000 | 10,895,000 |
| Net interest income | 3,383,000 | 6,684,000 | 10,324,000 | 13,926,000 |
| Noninterest income | 1,097,000 | 1,599,000 | 2,873,000 | 4,300,000 |
| Noninterest expense | 3,889,000 | 8,147,000 | 12,328,000 | 16,748,000 |
| Provision for loan losses | 240,000 | 525,000 | 983,000 | 14,113,000 |
| Pretax income | 442,000 | -296,000 | -21,000 | -12,043,000 |
| Income tax | 140,000 | 160,000 | 26,000 | -4,736,000 |
| Net income | 302,000 | -456,000 | -47,000 | -7,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,276,000 | 35,409,000 | 36,313,000 | 23,986,000 |
| Total capital | 40,050,000 | 39,227,000 | 39,894,000 | 28,535,000 |
| Risk-weighted assets | 365,672,000 | 368,372,000 | 363,663,000 | 352,439,000 |