Call reports 2007
BANK OF BARTLETT — 2007
What BANK OF BARTLETT reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 480,378,000 | 490,571,000 | 475,345,000 | 484,517,000 |
| Total loans | 323,439,000 | 327,100,000 | 324,611,000 | 321,452,000 |
| Allowance for loan losses | 3,135,000 | 3,256,000 | 3,332,000 | 3,477,000 |
| Securities available for sale | 108,724,000 | 104,493,000 | 102,787,000 | 96,421,000 |
| Securities held to maturity | 362,000 | 368,000 | 351,000 | 348,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,486,000 | 397,136,000 | 378,802,000 | 378,119,000 |
| Interest-bearing deposits | 345,678,000 | 339,656,000 | 338,238,000 | 334,306,000 |
| Noninterest-bearing deposits | 55,808,000 | 57,480,000 | 40,564,000 | 43,813,000 |
| Equity capital | 36,010,000 | 36,262,000 | 37,431,000 | 37,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,501,000 | 15,153,000 | 22,713,000 | 29,820,000 |
| Interest expense | 3,656,000 | 7,211,000 | 10,749,000 | 14,042,000 |
| Net interest income | 3,845,000 | 7,942,000 | 11,964,000 | 15,778,000 |
| Noninterest income | 1,158,000 | 2,418,000 | 3,793,000 | 5,024,000 |
| Noninterest expense | 3,949,000 | 8,413,000 | 12,912,000 | 17,520,000 |
| Provision for loan losses | 120,000 | 336,000 | 467,000 | 692,000 |
| Pretax income | 906,000 | 1,583,000 | 2,350,000 | 2,562,000 |
| Income tax | 191,000 | -445,000 | -426,000 | -406,000 |
| Net income | 715,000 | 2,028,000 | 2,776,000 | 2,968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,798,000 | 37,810,000 | 38,059,000 | 37,751,000 |
| Total capital | 40,165,000 | 41,283,000 | 41,622,000 | 41,457,000 |
| Risk-weighted assets | 368,758,000 | 373,773,000 | 366,317,000 | 365,087,000 |