Call reports 2006
BANK OF BARTLETT — 2006
What BANK OF BARTLETT reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 477,069,000 | 498,886,000 | 499,374,000 | 499,928,000 |
| Total loans | 277,971,000 | 295,415,000 | 304,648,000 | 319,897,000 |
| Allowance for loan losses | 2,881,000 | 2,909,000 | 2,953,000 | 3,201,000 |
| Securities available for sale | 146,539,000 | 140,620,000 | 139,811,000 | 135,504,000 |
| Securities held to maturity | 360,000 | 351,000 | 350,000 | 350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,912,000 | 388,198,000 | 379,935,000 | 381,485,000 |
| Interest-bearing deposits | 326,901,000 | 328,089,000 | 323,240,000 | 327,192,000 |
| Noninterest-bearing deposits | 61,011,000 | 60,109,000 | 56,695,000 | 54,293,000 |
| Equity capital | 33,260,000 | 33,191,000 | 35,761,000 | 35,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,325,000 | 13,460,000 | 20,939,000 | 28,614,000 |
| Interest expense | 2,692,000 | 5,749,000 | 9,276,000 | 13,031,000 |
| Net interest income | 3,633,000 | 7,711,000 | 11,663,000 | 15,583,000 |
| Noninterest income | 1,426,000 | 3,037,000 | 4,621,000 | 6,056,000 |
| Noninterest expense | 4,011,000 | 8,386,000 | 12,304,000 | 16,890,000 |
| Provision for loan losses | 447,000 | 546,000 | 690,000 | 917,000 |
| Pretax income | 1,655,000 | 2,870,000 | 4,344,000 | 4,886,000 |
| Income tax | 465,000 | 793,000 | 1,149,000 | 2,010,000 |
| Net income | 1,190,000 | 2,077,000 | 3,195,000 | 2,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,047,000 | 35,933,000 | 37,052,000 | 36,583,000 |
| Total capital | 38,181,000 | 38,842,000 | 40,254,000 | 40,021,000 |
| Risk-weighted assets | 335,022,000 | 350,314,000 | 358,726,000 | 369,769,000 |