Call reports 2005
BANK OF BARTLETT — 2005
What BANK OF BARTLETT reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 414,385,000 | 435,135,000 | 451,008,000 | 451,825,000 |
| Total loans | 233,104,000 | 250,742,000 | 256,753,000 | 268,183,000 |
| Allowance for loan losses | 3,420,000 | 3,097,000 | 2,981,000 | 2,564,000 |
| Securities available for sale | 141,295,000 | 132,573,000 | 127,430,000 | 140,100,000 |
| Securities held to maturity | 482,000 | 509,000 | 456,000 | 422,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 353,853,000 | 367,595,000 | 381,982,000 | 387,550,000 |
| Interest-bearing deposits | 254,927,000 | 327,372,000 | 322,853,000 | 329,661,000 |
| Noninterest-bearing deposits | 98,926,000 | 40,223,000 | 59,129,000 | 57,889,000 |
| Equity capital | 32,978,000 | 33,729,000 | 33,676,000 | 33,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,761,000 | 9,851,000 | 15,420,000 | 21,308,000 |
| Interest expense | 1,542,000 | 3,437,000 | 5,552,000 | 7,861,000 |
| Net interest income | 3,219,000 | 6,414,000 | 9,868,000 | 13,447,000 |
| Noninterest income | 1,098,000 | 2,460,000 | 3,995,000 | 5,670,000 |
| Noninterest expense | 3,640,000 | 7,279,000 | 11,376,000 | 15,949,000 |
| Provision for loan losses | 91,000 | 183,000 | 275,000 | 366,000 |
| Pretax income | 586,000 | 1,513,000 | 2,342,000 | 2,933,000 |
| Income tax | 196,000 | 452,000 | 668,000 | -81,000 |
| Net income | 390,000 | 1,061,000 | 1,674,000 | 3,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,857,000 | 33,136,000 | 33,391,000 | 34,256,000 |
| Total capital | 36,499,000 | 36,445,000 | 36,612,000 | 37,047,000 |
| Risk-weighted assets | 296,354,000 | 313,471,000 | 317,946,000 | 328,806,000 |