Call reports 2004
BANK OF BARTLETT — 2004
What BANK OF BARTLETT reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 410,278,000 | 436,035,000 | 412,191,000 | 413,245,000 |
| Total loans | 201,961,000 | 203,622,000 | 212,396,000 | 228,887,000 |
| Allowance for loan losses | 3,127,000 | 3,002,000 | 3,070,000 | 3,564,000 |
| Securities available for sale | 154,078,000 | 161,890,000 | 162,563,000 | 145,661,000 |
| Securities held to maturity | 720,000 | 558,000 | 583,000 | 449,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,777,000 | 339,836,000 | 340,024,000 | 339,893,000 |
| Interest-bearing deposits | 288,553,000 | 294,986,000 | 291,904,000 | 289,699,000 |
| Noninterest-bearing deposits | 49,224,000 | 44,849,000 | 48,120,000 | 50,194,000 |
| Equity capital | 36,048,000 | 32,795,000 | 34,715,000 | 33,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,362,000 | 8,738,000 | 13,217,000 | 18,209,000 |
| Interest expense | 1,210,000 | 2,459,000 | 3,780,000 | 5,200,000 |
| Net interest income | 3,152,000 | 6,279,000 | 9,437,000 | 13,009,000 |
| Noninterest income | 1,190,000 | 2,773,000 | 4,299,000 | 5,695,000 |
| Noninterest expense | 3,795,000 | 7,713,000 | 11,881,000 | 16,477,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 552,000 | 1,368,000 | 1,867,000 | -48,000 |
| Income tax | 177,000 | 390,000 | 524,000 | -603,000 |
| Net income | 375,000 | 978,000 | 1,343,000 | 555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,274,000 | 32,732,000 | 33,192,000 | 32,841,000 |
| Total capital | 36,401,000 | 35,734,000 | 36,262,000 | 36,405,000 |
| Risk-weighted assets | 260,738,000 | 278,961,000 | 279,903,000 | 292,224,000 |