Call reports 2003
BANK OF BARTLETT — 2003
What BANK OF BARTLETT reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 423,739,000 | 415,069,000 | 405,910,000 | 403,760,000 |
| Total loans | 206,628,000 | 199,494,000 | 206,764,000 | 204,495,000 |
| Allowance for loan losses | 3,948,000 | 3,682,000 | 3,565,000 | 3,421,000 |
| Securities available for sale | 174,966,000 | 173,313,000 | 163,967,000 | 160,117,000 |
| Securities held to maturity | 1,359,000 | 1,065,000 | 944,000 | 802,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,477,000 | 341,622,000 | 337,490,000 | 324,098,000 |
| Interest-bearing deposits | 293,947,000 | 291,162,000 | 286,925,000 | 280,707,000 |
| Noninterest-bearing deposits | 48,530,000 | 50,460,000 | 50,565,000 | 43,391,000 |
| Equity capital | 32,067,000 | 32,710,000 | 31,877,000 | 34,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,755,000 | 9,075,000 | 13,385,000 | 18,116,000 |
| Interest expense | 1,900,000 | 3,661,000 | 5,125,000 | 6,429,000 |
| Net interest income | 2,855,000 | 5,414,000 | 8,260,000 | 11,687,000 |
| Noninterest income | 530,000 | 1,433,000 | 2,231,000 | 8,249,000 |
| Noninterest expense | 3,380,000 | 6,590,000 | 9,989,000 | 17,690,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 25,000 | 309,000 | 687,000 | 2,477,000 |
| Income tax | 0 | 80,000 | -241,000 | 289,000 |
| Net income | 25,000 | 229,000 | 928,000 | 2,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,414,000 | 28,960,000 | 29,896,000 | 32,428,000 |
| Total capital | 32,696,000 | 32,140,000 | 33,146,000 | 35,695,000 |
| Risk-weighted assets | 261,867,000 | 253,889,000 | 259,208,000 | 261,233,000 |