Call reports 2002
BANK OF BARTLETT — 2002
What BANK OF BARTLETT reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 449,542,000 | 440,740,000 | 446,111,000 | 432,970,000 |
| Total loans | 220,047,000 | 218,093,000 | 216,033,000 | 211,033,000 |
| Allowance for loan losses | 4,679,000 | 4,187,000 | 4,068,000 | 3,925,000 |
| Securities available for sale | 194,570,000 | 180,025,000 | 180,773,000 | 184,091,000 |
| Securities held to maturity | 2,785,000 | 2,654,000 | 2,301,000 | 1,905,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,142,000 | 368,892,000 | 375,682,000 | 362,019,000 |
| Interest-bearing deposits | 330,610,000 | 315,912,000 | 325,123,000 | 310,417,000 |
| Noninterest-bearing deposits | 50,532,000 | 52,980,000 | 50,559,000 | 51,602,000 |
| Equity capital | 27,876,000 | 30,792,000 | 32,035,000 | 32,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,137,000 | 11,913,000 | 17,413,000 | 22,531,000 |
| Interest expense | 3,123,000 | 5,823,000 | 8,303,000 | 10,500,000 |
| Net interest income | 3,014,000 | 6,090,000 | 9,110,000 | 12,031,000 |
| Noninterest income | 432,000 | 868,000 | 981,000 | 1,043,000 |
| Noninterest expense | 3,053,000 | 6,112,000 | 9,467,000 | 13,316,000 |
| Provision for loan losses | 3,000 | 11,000 | 409,000 | 409,000 |
| Pretax income | 421,000 | 942,000 | 824,000 | 49,000 |
| Income tax | 85,000 | 160,000 | -343,000 | -779,000 |
| Net income | 336,000 | 782,000 | 1,167,000 | 828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,628,000 | 28,930,000 | 29,395,000 | 29,289,000 |
| Total capital | 32,087,000 | 32,314,000 | 32,770,000 | 32,689,000 |
| Risk-weighted assets | 275,513,000 | 269,895,000 | 269,349,000 | 271,491,000 |