Call reports 2025
PARAGON BANK — 2025
What PARAGON BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 873,400,000 | 865,248,000 | 845,904,000 | 888,558,000 |
| Total loans | 789,408,000 | 751,736,000 | 751,334,000 | 804,626,000 |
| Allowance for loan losses | 8,281,000 | 8,269,000 | 8,230,000 | 8,347,000 |
| Securities available for sale | 47,944,000 | 47,385,000 | 46,778,000 | 51,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 15,426,000 | 0 | 0 |
| Total deposits | 774,841,000 | 779,073,000 | 757,154,000 | 754,362,000 |
| Interest-bearing deposits | 631,983,000 | 627,009,000 | 615,862,000 | 620,094,000 |
| Noninterest-bearing deposits | 142,858,000 | 152,064,000 | 141,292,000 | 134,268,000 |
| Equity capital | 68,598,000 | 70,961,000 | 73,603,000 | 74,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,643,000 | 27,349,000 | 40,925,000 | 54,523,000 |
| Interest expense | 5,624,000 | 10,997,000 | 16,249,000 | 21,209,000 |
| Net interest income | 8,019,000 | 16,352,000 | 24,676,000 | 33,314,000 |
| Noninterest income | 1,154,000 | 2,056,000 | 2,909,000 | 3,746,000 |
| Noninterest expense | 6,379,000 | 12,921,000 | 19,404,000 | 26,071,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 2,794,000 | 5,487,000 | 8,181,000 | 10,889,000 |
| Income tax | 704,000 | 1,369,000 | 2,036,000 | 2,663,000 |
| Net income | 2,090,000 | 4,118,000 | 6,145,000 | 8,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,880,000 | 73,931,000 | 76,005,000 | 77,128,000 |
| Total capital | 79,786,000 | 81,825,000 | 83,860,000 | 85,100,000 |
| Risk-weighted assets | 650,231,000 | 668,500,000 | 671,476,000 | 680,227,000 |