Call reports 2019
PARAGON BANK — 2019
What PARAGON BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 409,833,000 | 404,924,000 | 413,541,000 | 404,214,000 |
| Total loans | 332,122,000 | 334,565,000 | 340,835,000 | 333,358,000 |
| Allowance for loan losses | 4,710,000 | 4,428,000 | 4,460,000 | 3,837,000 |
| Securities available for sale | 51,137,000 | 51,072,000 | 48,298,000 | 50,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,096,000 | 350,740,000 | 346,797,000 | 346,734,000 |
| Interest-bearing deposits | 277,435,000 | 267,684,000 | 258,943,000 | 253,001,000 |
| Noninterest-bearing deposits | 78,661,000 | 83,056,000 | 87,854,000 | 93,732,000 |
| Equity capital | 42,880,000 | 44,242,000 | 45,831,000 | 46,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,490,000 | 9,079,000 | 13,686,000 | 18,136,000 |
| Interest expense | 997,000 | 2,009,000 | 3,000,000 | 3,904,000 |
| Net interest income | 3,493,000 | 7,070,000 | 10,686,000 | 14,232,000 |
| Noninterest income | 881,000 | 2,083,000 | 3,125,000 | 4,222,000 |
| Noninterest expense | 3,409,000 | 7,006,000 | 10,291,000 | 13,556,000 |
| Provision for loan losses | 115,000 | 363,000 | 374,000 | 829,000 |
| Pretax income | 850,000 | 1,784,000 | 3,152,000 | 4,276,000 |
| Income tax | 223,000 | 461,000 | 822,000 | 1,088,000 |
| Net income | 627,000 | 1,323,000 | 2,330,000 | 3,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,443,000 | 43,253,000 | 44,659,000 | 45,543,000 |
| Total capital | 46,486,000 | 47,305,000 | 48,765,000 | 49,380,000 |
| Risk-weighted assets | 322,779,000 | 323,816,000 | 328,136,000 | 321,039,000 |