Call reports 2018
PARAGON BANK — 2018
What PARAGON BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 393,632,000 | 395,374,000 | 394,687,000 | 401,447,000 |
| Total loans | 323,873,000 | 317,719,000 | 327,074,000 | 331,194,000 |
| Allowance for loan losses | 4,373,000 | 4,590,000 | 4,416,000 | 4,593,000 |
| Securities available for sale | 49,349,000 | 48,236,000 | 46,453,000 | 51,362,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,036,000 | 322,334,000 | 324,156,000 | 343,898,000 |
| Interest-bearing deposits | 245,508,000 | 243,712,000 | 247,899,000 | 263,187,000 |
| Noninterest-bearing deposits | 75,528,000 | 78,622,000 | 76,256,000 | 80,711,000 |
| Equity capital | 38,268,000 | 38,900,000 | 39,664,000 | 41,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,065,000 | 8,397,000 | 12,790,000 | 17,632,000 |
| Interest expense | 534,000 | 1,186,000 | 1,935,000 | 2,829,000 |
| Net interest income | 3,531,000 | 7,211,000 | 10,855,000 | 14,803,000 |
| Noninterest income | 827,000 | 2,060,000 | 3,128,000 | 4,414,000 |
| Noninterest expense | 3,555,000 | 7,184,000 | 10,821,000 | 14,143,000 |
| Provision for loan losses | 132,000 | 391,000 | 529,000 | 935,000 |
| Pretax income | 671,000 | 1,696,000 | 2,633,000 | 4,139,000 |
| Income tax | 184,000 | 431,000 | 681,000 | 995,000 |
| Net income | 487,000 | 1,265,000 | 1,952,000 | 3,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,578,000 | 39,397,000 | 40,508,000 | 41,720,000 |
| Total capital | 42,454,000 | 43,253,000 | 44,432,000 | 45,674,000 |
| Risk-weighted assets | 309,561,000 | 307,785,000 | 313,434,000 | 315,535,000 |