Call reports 2017
PARAGON BANK — 2017
What PARAGON BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 352,030,000 | 357,525,000 | 365,734,000 | 376,960,000 |
| Total loans | 287,972,000 | 297,304,000 | 305,813,000 | 315,061,000 |
| Allowance for loan losses | 4,188,000 | 4,530,000 | 4,690,000 | 4,568,000 |
| Securities available for sale | 42,104,000 | 42,874,000 | 44,763,000 | 45,874,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,062,000 | 288,780,000 | 288,535,000 | 302,326,000 |
| Interest-bearing deposits | 215,166,000 | 213,559,000 | 215,007,000 | 221,436,000 |
| Noninterest-bearing deposits | 73,896,000 | 75,221,000 | 73,528,000 | 80,890,000 |
| Equity capital | 36,419,000 | 37,438,000 | 38,289,000 | 38,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,733,000 | 7,597,000 | 11,479,000 | 15,540,000 |
| Interest expense | 302,000 | 625,000 | 1,000,000 | 1,441,000 |
| Net interest income | 3,431,000 | 6,972,000 | 10,479,000 | 14,099,000 |
| Noninterest income | 1,296,000 | 2,316,000 | 3,500,000 | 4,732,000 |
| Noninterest expense | 3,517,000 | 7,031,000 | 10,641,000 | 14,005,000 |
| Provision for loan losses | 162,000 | 216,000 | 500,000 | 713,000 |
| Pretax income | 1,061,000 | 2,054,000 | 2,851,000 | 4,126,000 |
| Income tax | 403,000 | 774,000 | 1,020,000 | 2,017,000 |
| Net income | 658,000 | 1,280,000 | 1,831,000 | 2,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,669,000 | 36,627,000 | 37,534,000 | 38,046,000 |
| Total capital | 39,077,000 | 40,088,000 | 41,031,000 | 41,733,000 |
| Risk-weighted assets | 271,811,000 | 275,782,000 | 278,534,000 | 294,110,000 |