Call reports 2016
PARAGON BANK — 2016
What PARAGON BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 313,936,000 | 332,037,000 | 330,156,000 | 352,068,000 |
| Total loans | 261,138,000 | 271,211,000 | 281,648,000 | 288,778,000 |
| Allowance for loan losses | 3,454,000 | 3,708,000 | 3,886,000 | 4,159,000 |
| Securities available for sale | 36,291,000 | 31,258,000 | 30,295,000 | 39,866,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,672,000 | 265,290,000 | 271,205,000 | 279,557,000 |
| Interest-bearing deposits | 200,960,000 | 197,622,000 | 198,845,000 | 207,340,000 |
| Noninterest-bearing deposits | 63,712,000 | 67,668,000 | 72,360,000 | 72,216,000 |
| Equity capital | 34,012,000 | 34,664,000 | 35,570,000 | 35,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,266,000 | 6,551,000 | 10,013,000 | 13,729,000 |
| Interest expense | 240,000 | 481,000 | 727,000 | 987,000 |
| Net interest income | 3,026,000 | 6,070,000 | 9,286,000 | 12,742,000 |
| Noninterest income | 1,143,000 | 2,685,000 | 4,223,000 | 5,333,000 |
| Noninterest expense | 3,222,000 | 6,689,000 | 10,288,000 | 13,692,000 |
| Provision for loan losses | 305,000 | 521,000 | 696,000 | 979,000 |
| Pretax income | 685,000 | 1,582,000 | 2,574,000 | 3,420,000 |
| Income tax | 266,000 | 621,000 | 1,014,000 | 1,285,000 |
| Net income | 419,000 | 961,000 | 1,560,000 | 2,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,737,000 | 32,588,000 | 33,788,000 | 34,749,000 |
| Total capital | 34,660,000 | 35,737,000 | 36,983,000 | 38,114,000 |
| Risk-weighted assets | 232,579,000 | 250,769,000 | 254,501,000 | 268,090,000 |