Call reports 2015
PARAGON BANK — 2015
What PARAGON BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 287,467,000 | 296,645,000 | 291,618,000 | 304,320,000 |
| Total loans | 224,052,000 | 232,112,000 | 237,471,000 | 245,582,000 |
| Allowance for loan losses | 2,816,000 | 2,783,000 | 2,662,000 | 2,863,000 |
| Securities available for sale | 40,366,000 | 41,891,000 | 37,004,000 | 35,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 17,000 | 11,000 | 3,000 | 3,000 |
| Total deposits | 239,772,000 | 238,583,000 | 241,629,000 | 251,550,000 |
| Interest-bearing deposits | 183,514,000 | 176,904,000 | 180,442,000 | 188,751,000 |
| Noninterest-bearing deposits | 56,258,000 | 61,678,000 | 61,187,000 | 62,799,000 |
| Equity capital | 32,875,000 | 32,559,000 | 33,016,000 | 33,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,561,000 | 5,225,000 | 7,999,000 | 11,025,000 |
| Interest expense | 212,000 | 427,000 | 646,000 | 870,000 |
| Net interest income | 2,349,000 | 4,798,000 | 7,353,000 | 10,155,000 |
| Noninterest income | 614,000 | 1,356,000 | 2,089,000 | 2,780,000 |
| Noninterest expense | 3,203,000 | 6,511,000 | 9,623,000 | 12,557,000 |
| Provision for loan losses | 0 | 0 | 82,000 | 289,000 |
| Pretax income | -237,000 | -354,000 | -221,000 | 132,000 |
| Income tax | -84,000 | -113,000 | -43,000 | 41,000 |
| Net income | -153,000 | -241,000 | -178,000 | 91,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,403,000 | 30,551,000 | 30,707,000 | 31,084,000 |
| Total capital | 33,071,000 | 33,246,000 | 33,369,000 | 33,854,000 |
| Risk-weighted assets | 211,947,000 | 214,188,000 | 215,863,000 | 220,285,000 |